First steps

What are the requirements to open a UnitPlus Depot?

You need a smartphone with the iOS (13+) or Android (7+) operating system. You also need to be at least 18 years old and have a permanent residence with tax liability in Germany. And if you have at least €25 as starting capital at hand, you can get started right away and invest smartly in just a few minutes.

What is the minimum amount I can invest with UnitPlus?

If you have at least €25 as starting capital at hand, you can start directly and invest in a few minutes.

For one-time deposits or the monthly savings plan, the minimum investment amount is also €25. For the smart savings plan, there is even no minimum investment amount.

Can I also open a securities account outside Germany?

Unfortunately, at the moment you can only open a securities account with UnitPlus if you are a permanent resident with a tax liability in Germany – sorry! The good news: we are working on offering our investment account app in other European countries as well.

How does the identification work?

After downloading the app, our partner IDnow will guide you through the identification process via video call. For this you need a valid passport or ID card. To ensure that you can be understood and seen, please check beforehand whether your camera and microphone of your smartphone are working.

Where can I download the UnitPlus app?

You can download the app for free from the App Store or Google Play.

Which operating systems are supported?

The UnitPlus app runs on iOS (13+) and Android (7).

How long does it take to open a securities account?

Opening a security account takes less than 10 minutes. We ask you for some personal information and would like to know your previous experience on the capital market. After you have confirmed your identity via our partner IDnow, you are ready to go. It’s that simple.

Why do I have to provide information about my experience in the capital market?

We assess your risk profile in order to propose the ideal portfolio for you. To do this, we ask you a few questions about your previous experience, savings and investment needs – this is all done on the basis of regulatory requirements and for your protection. To comply with money laundering and know-your-customer regulations, we also need to ask you about your income sources. Don’t worry – your data is secure and will not be shared with third parties.

What nationalities can we verify when opening an account?

Unfortunately, we cannot yet offer identification via our partner IDnow for all nationalities. We can verify passports or ID cards from the following countries:

Romania (passport only)
Czech republic

Verification by means of a residence permit, is currently not yet possible.

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