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All portfolios are developed by financial experts and are constantly optimized. We focus on global diversification to reduce your investment risk and increase your return potential at the same time. Choose the right portfolio for you and flexibly change your strategy at any time for free in the app.
Explore our portfolios.
Zugspitze
Balanced
Broadly diversified investments in over 800 companies and countries worldwide with a moderate risk-return ratio.
Equities: 50%
Bonds: 50%
Mont Blanc
Balanced
Well balanced investment with a worldwide investment horizon and a moderate risk-return ratio.
Bonds: 40%
Equities: 60%
New
Matterhorn
Growth-oriented
Invest in a global portfolio consisting of 70% equities and 30% bonds.
Bonds: 30%
Equities: 70%
Kilimanjaro
Growth-oriented
A higher risk/return ratio that is well diversified and has a global investment horizon.
Bonds: 20%
Equities: 80%
Most popular
Mount Everest
Growth-oriented
This portfolio invests globally broadly diversified almost exclusively in equities.
Bonds: 10%
Equities: 90%
New
FlexPlus
Conservative
It invests exclusively in European government bonds, where your investment is much less susceptible to fluctuations.
Government bonds: 100%
Zugspitze
Balanced
Broadly diversified investments in over 800 companies and countries worldwide with a moderate risk-return ratio.
Are you looking for an investment with a moderate risk-return profile, that should generate a higher return compared to the interest rates on bank accounts, but doesn’t necessarily take on big risks? With Zugspitze you invest 50% of your money in equities and 50% in bonds. Bonds are fixed-interest securities and bring your investment more stability and fixed interest.
50% Bonds
50% Equities
Zugspitze
Balanced
Broadly diversified investments in over 800 companies and countries worldwide with a moderate risk-return ratio.
Are you looking for an investment with a moderate risk-return profile, that should generate a higher return compared to the interest rates on bank accounts, but doesn’t necessarily take on big risks? With Zugspitze you invest 50% of your money in equities and 50% in bonds. Bonds are fixed-interest securities and bring your investment more stability and fixed interest.
50% Bonds
50% Equities
Mont Blanc
Balanced
Well balanced investment with a worldwide investment horizon and a moderate risk-return ratio.
With this portfolio you invest 60% of your money in stocks and 40% in bonds. Compared to Zugspitze, this portfolio is slightly more risky. In return, you can also expect a higher return in the long run. Worth knowing: This portfolio has been ranked as the most sustainable among 23 professionally managed portfolios in an external evaluation.
60% Equities
40% Bonds
Mont Blanc
Balanced
Well balanced investment with a worldwide investment horizon and a moderate risk-return ratio.
With this portfolio you invest 60% of your money in stocks and 40% in bonds. Compared to Zugspitze, this portfolio is slightly more risky. In return, you can also expect a higher return in the long run. Worth knowing: This portfolio has been ranked as the most sustainable among 23 professionally managed portfolios in an external evaluation.
60% Equities
40% Bonds
Matterhorn
Balanced
New
Invest in a global portfolio consisting of 70% equities and 30% bonds.
The Matterhorn is not only the landmark of Switzerland, but also the name of a UnitPlus portfolio strategy that invests 70% in equities and 30% in bonds. Due to the higher share of equities, your investment is more dependent on the stock market, but can thus also generate a higher return in the long term. Like the other portfolios in the Mountain series, this one also invests exclusively in accordance with sustainability criteria.
30% Bonds
70% Equities
Matterhorn
Balanced
New
Invest in a global portfolio consisting of 70% equities and 30% bonds.
The Matterhorn is not only the landmark of Switzerland, but also the name of a UnitPlus portfolio strategy that invests 70% in equities and 30% in bonds. Due to the higher share of equities, your investment is more dependent on the stock market, but can thus also generate a higher return in the long term. Like the other portfolios in the Mountain series, this one also invests exclusively in accordance with sustainability criteria.
30% Bonds
70% Equities
Kilimanjaro
Growth-oriented
A higher risk/return ratio that is well diversified and has a global investment horizon.
The 80% equity portion is topped up with 20% bonds and brings an anchor of stability to the portfolio. This gives you the opportunity to achieve a good return in the long run, which lies above inflation, and through the addition of bonds has a better diversification compared to a pure equity portfolio.
20% Bonds
80% Equities
Kilimanjaro
Growth-oriented
A higher risk/return ratio that is well diversified and has a global investment horizon.
The 80% equity portion is topped up with 20% bonds and brings an anchor of stability to the portfolio. This gives you the opportunity to achieve a good return in the long run, which lies above inflation, and through the addition of bonds has a better diversification compared to a pure equity portfolio.
20% Bonds
80% Equities
Mount Everest
Growth-oriented
Most popular
This portfolio invests globally broadly diversified almost exclusively in equities.
The Mount Everest portfolio aims to reflect the global equity market as closely as possible. Therefore, it invests globally 90% in equities. Bonds make up only 10% of the investment and are added as a small admixture for a better diversification. If you are willing to endure larger temporary losses of your portfolio, but want to be potentially rewarded with a higher return in the long run, this portfolio is interesting for you.
10% Bonds
90% Equities
Mount Everest
Growth-oriented
Most popular
This portfolio invests globally broadly diversified almost exclusively in equities.
The Mount Everest portfolio aims to reflect the global equity market as closely as possible. Therefore, it invests globally 90% in equities. Bonds make up only 10% of the investment and are added as a small admixture for a better diversification. If you are willing to endure larger temporary losses of your portfolio, but want to be potentially rewarded with a higher return in the long run, this portfolio is interesting for you.
10% Bonds
90% Equities
FlexPlus
Conservative
New
It invests exclusively in European government bonds, where your investment is much less susceptible to fluctuations.
Overnight deposit accounts are so old school. FlexPlus invests exclusively in European government bonds with a high credit rating and a maturity of less than 3 years. Investing in government bonds is considered to be value preserving. Paying with FlexPlus via the UnitPlus card and smartphone is worldwide possible and free of charge. By combining the availability of money with a relatively higher return on the capital market FlexPlus likes to bring the best of both worlds together.
100% Government bonds
Learn more
FlexPlus
Conservative
New
It invests exclusively in European government bonds, where your investment is much less susceptible to fluctuations.
Overnight deposit accounts are so old school. FlexPlus invests exclusively in European government bonds with a high credit rating and a maturity of less than 3 years. Investing in government bonds is considered to be value preserving. Paying with FlexPlus via the UnitPlus card and smartphone is worldwide possible and free of charge. By combining the availability of money with a relatively higher return on the capital market FlexPlus likes to bring the best of both worlds together.
100% Government bonds
Learn more
Investing in ETFs involves risks. The value of the portfolios can rise or fall, which is why capital markets always carry a risk for the money invested. Past performance is no guarantee of future performance.
UnitPlus makes investing as easy and flexible as saving, but far more profitable.
The annual return of the UnitPlus mountain series over the last 3 and 5 years:
Risk note: The figures are based on the actual and simulated return of the UnitPlus portfolios as of November 30, 2022. A historical return trend does not allow any conclusions to be drawn about a future return trend. The investment of funds is associated with risks that can lead to total loss. The costs for the financial instruments and UnitPlus are not included in the analysis.
Get to know our ETF savings plan calculator and learn more about UnitPlus portfolios and their potential performance.
to the return calculatorWe value sustainability.
All ETFs in our UnitPlus portfolios fulfill specific
sustainability criteria. While selecting fitting ETFs for our
portfolios, we took environmental, social and governmental
criteria into consideration and compared over 200 ETFs with the
so-called ESG criteria.
Our portfolios are constructed in a way that stocks and bonds
from companies and states that are not sustainable according to
our criteria, are excluded from our investments.
By the way, it’s a widespread myth that sustainable investments
must yield lower returns. Our portfolios are curated to not have
a disadvantage compared to less sustainable investing
opportunities.
Your portfolio is always up to date
We keep a close eye on your portfolio so that you can sit back and relax. If your portfolio deviates too much from your initial weighting due to price movements, we automatically rebalance it. It’s that simple.
Get UnitPlus one month for free and a welcome bonus of 10€.