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About us

UnitPlus was founded in 2021 by Fabian Mohr, Kerstin Schneider, and Sebastien Segue.

As the world’s first neo asset manager, we are building a platform that enables both individuals and companies to invest money in the short and long term.

After launching the world’s first investment-linked debit card connected to CashPlus – our modern take on a savings account – and expanding into diversified multi-asset and equity portfolios, we’re introducing UnitPlus Business in summer 2024. This new offering brings a modern cash management solution to small and medium-sized enterprises.

Thanks to the world’s first digital capital markets CFO, every mid-sized business now has access to the same tools and investment strategies Warren Buffett has been using for decades in cash management.

The Founding Team

Fabian
Fabian Mohr

is Co-Founder & CEO of UnitPlus and responsible for portfolio creation and strategic product development. Previously, he worked as a payment analyst for a renowned asset manager and gained experience in stock valuation and estimating the future viability of listed companies.

Kerstin
Kerstin Schneider

is Co-Founder & CFO of UnitPlus and responsible for finance & operations. With more than 6 years of experience in consulting for financial services, Kerstin has a deep understanding of asset management as well as strategy and organization of banks and FinTechs.

Seb
Sebastien Segue

is Co-Founder & CTO of UnitPlus and responsible for the technical development of the product and features. He has more than 15 years of experience in software engineering, including 7 years as technical lead at Klarna, where he was responsible for up to half of the payment volumes for the DACH region.

Partnerships & Network

Over the past few years, UnitPlus has built partnerships with some of the world’s most respected asset managers and financial institutions – a testament to our hard work and the trust placed in us not only by our clients, but by our partners as well.

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Aion Bank

Our Belgian partner bank Aion Bank is a fully licensed European bank with the highest security and technology standards, where our users’ deposits are securely managed.

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Amundi

Amundi ETF is Europe’s largest ETF provider and has been offering innovative and cost-effective ETFs for more than a decade. The UnitPlus portfolios include 2 ETFs from Amundi.

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Invesco

Invesco is the fourth largest ETF provider globally with approximately $450 billion in ETF assets under management as of Dec. 31, 2022. As a pioneer of innovative ETFs, we have been driving change in the areas that matter most from an investor’s perspective for nearly 20 years, from sustainable solutions (ESG) to core investments and innovative exposures, such as gold, to forward-looking technology themes like blockchain.

iShares

iShares

iShares unlocks opportunities across markets to meet the changing needs of investors. The provider has more than twenty years of experience, a global offering of more than 1,300 exchange-traded index funds (ETFs in English), and $3.21 trillion in assets under management as of June 30, 2023.

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Mastercard

Mastercard is one of the largest international payment service providers for cards and cashless payment methods, with over 80 million points of acceptance worldwide. The UnitPlus card is also issued in cooperation with Mastercard.

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Xtrackers by DWS

Xtrackers, the ETF and ETC product platform of DWS, offers investors a wide range of efficient Exchange Traded Funds (ETFs) and Exchange Traded Commodities (ETCs).

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BNP Paribas Asset Management (“BNPP AM”)

Is the investment arm of BNP Paribas, a leading banking group in Europe with an international presence. BNPP AM aims to generate long-term and sustainable returns for its clients based on a sustainability-focused approach. Assets under management currently amount to 540 billion euros. Source: BNPP AM, as of December 31, 2023

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State Street SPDR

Since launching the first U.S.-listed exchange traded fund (ETF) in 1993, State Street SPDR ETFs have provided investors with efficient and liquid access to multiple asset classes, sectors, and investment styles.

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Miss Germany Studios

For Miss Germany Studios, female empowerment goes hand in hand with financial independence. In our long-term partnership, we have made it our goal to get more women interested in the topic of finance.

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Finax

Finax is one of the largest financial platforms in Europe and acts as a financial partner for the management of our users’ portfolios. Thanks to the high security standards, all transactions are executed quickly and securely.

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J.P. Morgan Asset Management

J.P. Morgan Asset Management, as the world’s fifth-largest asset manager, manages assets worth $3.5 trillion.

Our Advisory Board

Rebernik
Christian Rebernik

The former CTO of N26 and serial founder supports us with his experience in building startups and his strong network into the whole European startup world.

Gebhardt
Henning Gebhardt

As one of Germany’s most distinguished and well-known portfolio managers, he was a member of the executive board at DWS and Berenberg, supporting UnitPlus in capital markets-related aspects.

Stark
Dr. Katrin Stark

Gathering experience at McKinsey, Commerzbank, and Deutsche Bank, the computer scientist and FinTech investor contributes her expertise in particular in the development of digital business models.

Scheer
Dr. Olaf Scheer

Bringing in decades of consulting and management experience in financial services as former senior partner at zeb and top manager, he knows how to structure banking and supports us with his strategic view.

Eckstein
Lothar Eckstein

After being the first CEO of Amazon Germany and stations at AxelSpringer as well as ProSiebenSat1 Group, the entrepreneur has extensive experience in scaling online business models, marketing & communications.

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Dr. Shoshana Feingold-
Studnik

As a founding partner of an Israeli VC focused on female and minority founders, Shoshana has a wealth of experience in fundraising and building startups.

What Our Investors Say

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Christian Rebernik
Serial entrepreneur

Money in the checking account loses value. UnitPlus changes that. Money is invested but available with the debit card. I invested because there is a great team behind it and I use UnitPlus myself.

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Brigitte Zypries
Former federal minister

From the very beginning, I was convinced that UnitPlus gives everyone in Germany the opportunity to invest with a focus on returns and still remain flexible.

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Martin Zielke
Former CEO Commerzbank AG

As a former banker, I know how valuable savings deposits can be for banks. However, the banks only pass on the resulting returns to savers to a very limited extent. UnitPlus is turning this way of thinking around and wants to encourage more savers to invest smartly and flexibly with its globally innovative product.