Because you have nothing to give away:

3.0% annual return on your money

While banks only pass on a small portion of the interest rate increases to savers, FlexPlus puts the interest rate increases in your pocket instead of the banks pockets. To achieve this FlexPlus combines the yield of low-risk European government bonds with free payments worldwide.

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Trustpilot

FlexPlus, the smart alternative to your call money account

Profitable
investment

Secure an annual target return of 3.0% on your invested money – more than on your checking or overnight deposit accounts.

Low risk
investment

Invest up to 100% in European government bonds via ETFs, which are low-risk and low volatile.

Worldwide free
payment

You can pay free of charge worldwide with the FlexPlus portfolio via the UnitPlus card or your smartphone.

100% guaranteed
protection

Your money is always protected as a special asset. European government bonds are also less vulnerable to insolvency than banks.

This is how simple FlexPlus works

With FlexPlus, there is no duration or minimum investment amount you have to adhere to. You can also deposit and withdraw your money at any time.

You like to invest your money optimally in this interest rate environment

Invest in low-risk European government bonds

Receive interest & participate in the performance of the ETFs*.

Pay worldwide for free with your FlexPlus portfolio

*In addition to the dividends received (called coupons in the case of government bonds), you participate in the price development of the ETFs themselves. This can be positive or negative. Risk note: Investing involves risks and can lead to a total loss of the capital invested. A positive return is not guaranteed, and a historical return is no guarantee for the future.

Start investing in
under 10 minutes

Start investing in under 10 minutes

Get to know us in 60 seconds

1.

Download the app

2.

Open an account

3.

Start investing easily

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Learn more about FlexPlus in 30 seconds:

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Use the power of government bonds for your financial success

FlexPlus combines the yield of low volatility government bonds with worldwide free payment options. This allows you to invest your money in a broadly diversified manner, optimize your wealth in the current interest rate environment, and remain flexible:

Updated May 14, 2023

Updated May 14, 2023

Professionalism at a low price.

The FlexPlus portfolio is put together and constantly optimized for you by financial experts so that you consistently achieve the highest possible return. There is only a small fee of 2€ per month for managing the portfolio, regardless of how much and how often you invest

Flexible & tax-optimized payments.

Unlike your call money or savings account, with FlexPlus you can make free payments worldwide at any time and thus take advantage of your annual tax allowance of €1,000 as a single person or €2,000 as a married couple. Smart, isn’t it?

Secure a 3.0% target return now with FlexPlus.

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FlexPlus costs at a glance

Do you still have questions? We have the answers:

Is FlexPlus a real overnight deposit account?

What are the advantages of FlexPlus?

How does the return on the FlexPlus portfolio come about?

Find out what makes FlexPlus so attractive.

Learn more

Risk note: Investing involves risks and can lead to a total loss of the capital invested. A positive return is not guaranteed, and a historical return is no guarantee for the future.