Germany’s first AI savings plan
With over 9 million active monthly savings plans, Germany is the European leader in savings plans. A savings plan is a standing order to purchase ETFs, for example, whereby a certain amount is invested on a regular basis. UnitPlus is now going one step further with the first AI savings plan..

Why Are Savings Plans So Popular?
01
Consistent wealth building
Automatic saving builds discipline – even small amounts grow significantly over time thanks to compound interest.
02
Risk diversification through cost averaging
Regular purchases smooth out price fluctuations and reduce the risk of poor timing when entering the market.
03
Flexibility
Savings rates can be adjusted, paused, or cancelled at any time – usually with no fixed term.
UnitPlus Introduces Germany’s First AI-Powered Savings Plan
What Does Germany’s First AI Savings Plan Do?
Instead of sticking to fixed monthly amounts, intelligent technology analyzes individual financial behavior and dynamically adjusts investment recommendations. This helps you maximize your returns in the long term.
Your Benefits at a Glance
Tailored
to you
You invest the ideal amount for you every month.
Higher
Long-Term Returns
Optimized investing can lead to significantly better long-term performance.
No Manual Adjustments Needed
You no longer have to manually adjust your savings plan.
Our analysis of more than 670,000 portfolio transactions shows:
Users of our AI savings plan generate a higher return of 10.91% compared to traditional savings plans through forward-looking investing.
Learn more about the AI Savings Plan and the detailed analysis here.
