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More interest.
CashPlus: The revolution of payment and saving accounts combined
Secure a 3.73% interest rate now.
![badge](https://cdn.unitplus.eu/images/Badge-excellence-2024.png)
More yield.
FestPlus: The profitable alternative to fixed deposit
Invest money long-term but flexibly.
![badge](https://cdn.unitplus.eu/images/Badge-excellence-2024.png)
More freedom.
Mountain-Serie: Investment for long-term wealth accumulation
Award-winning portfolios in stocks and bonds
![badge](https://cdn.unitplus.eu/images/Badge-excellence-2024.png)
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![header](https://cdn.unitplus.eu/images/LP-carousel-FestPlus-desktop.png)
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![header](https://cdn.unitplus.eu/images/LP-carousel-Berg-desktop.png)
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![badge](https://cdn.unitplus.eu/images/Badge-excellence-2024.png)
CashPlus
FestPlus
Mountain Serie
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account
Mio.
bank cards are beaten
by CashPlus in terms of interest
Make more money with your cash. With CashPlus.
Daily interest
In the app, you can see how your money is working and generating interest on a daily basis.
Linked to the key interest rate
If the ECB raises the key interest rate, your CashPlus interest rate also increases, ensuring you are always optimally interest-bearing.
Pay worldwide
With the CashPlus Mastercard, you can pay with your interest-bearing money without fees anytime, anywhere.
Absolute security
Your money at UnitPlus is safer as special assets than any bank account.
With CashPlus, we revolutionise overnight deposit accounts
CashPlus
– Germany’s best interest product.
With CashPlus, we revolutionise overnight deposit accounts:
Interest rates in your best interest: CashPlus is directly linked to the ECB’s key interest rate.
Finally, a bank card that generates interest: With our Mastercard, you can pay worldwide without fees.
CashPlus has no time limit or minimum or maximum deposit requirements.
You pay no fixed fees, only 0.6% on the invested money per year.
As special assets, your money is safer than in any bank account, even over 100,000€.
Secure 3.73% interest per year now with full flexibility.
![logos](https://cdn.unitplus.eu/images/logo-apple-plus-google.png)
Download the UnitPlus app now
How to invest
your money with UnitPlus
With UnitPlus, you not only benefit from rising interest rates thanks to CashPlus, but also have the opportunity to invest in award-winning portfolios curated by financial experts. This way, you can increase your long-term earning potential and build even more wealth. You can change your portfolio anytime for free within the app.
The Mountain-Series
Invest wisely, think long-term. Mountain portfolios offer a smart choice for long-term growth and global diversification. Awarded as Best Investment Newcomer by the “Institut für Vermögensaufbau” in 2023.
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CashPlus
The innovative alternative to overnight deposits. Benefit daily from leading interest rates with the option to pay worldwide without fees.
Discover CashPlusplay video
FestPlus
You will receive an attractive return until the maturity date in September 2027. The advantage over traditional fixed deposits: You can access your money flexibly at any time.
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You can invest in one portfolio or several at the same time.
Your money at UnitPlus is safer than in any bank account.
Your money belongs to you:
Unlike traditional bank accounts, your money at UnitPlus
is considered special assets and is therefore protected.
Trusted partners:
We collaborate with the fully licensed European Aion
Bank, supervised by BaFin in Germany.
Secure payment transactions:
With your Mastercard, you can pay worldwide securely and
without any fees.
Protection against insolvency:
Even in the event of insolvency of UnitPlus or Aion
Bank, your money is safe, even beyond 100,000 euros.
Your money belongs to you:
Trusted partners:
Secure payment transactions:
Protection against insolvency:
The award-winning app for your investment
![badge](https://cdn.unitplus.eu/images/Badge-excellence.png)
![badge](https://cdn.unitplus.eu/images/CAP_0823_Robo-Advisor 5 Sterne_Newcomer_UnitPlus 1.png)
![badge](https://cdn.unitplus.eu/images/Badge-excellence-2024.png)
Start investing in
under 10 minutes
Start investing in under 10 minutes
![phone](https://cdn.unitplus.eu/images/phone-and-arrow-en-2.png)
1.
Download the app
2.
Open an account
3.
Start investing easily