UnitPlus Business — The future of liquidity management for companies
Designed as a modern cash management solution, UnitPlus Business
gives your company a competitive edge from day one by investing
idle corporate capital profitably and in line with your liquidity
needs.
The platform is built to be intuitive and self-explanatory – no
prior financial expertise required – so you can stay fully focused
on your core business.
Built for leading SMEs
The Mittelstand is the backbone of the German economy – creating jobs, training future talent, and driving competitiveness. To ensure it stays that way, sustainable liquidity management is essential. That’s why we created UnitPlus Business, the world’s first Capital Markets CFO.
Optimize
Cash Returns
Invest your company’s liquidity in the money and bond markets – just like the world’s most successful enterprises – and earn yields that outperform traditional overnight and fixed-term deposits by an average of 2 percentage points.
Flexible
Corporate Liquidity
Maintain full access to your funds at all times, enabling both short-term parking and long-term investment of corporate capital, while preserving complete operational flexibility.
Comprehensive
Protection
Funds are securely held in a dedicated corporate investment account, classified as insolvency-protected special assets – even beyond the limits of Germany’s statutory deposit insurance. This makes UnitPlus Business especially suitable for managing larger liquidity reserves, while actively mitigating the risk of bank defaults.
As a former Minister of Economic Affairs, I am aware of the importance of SMEs for our economy. UnitPlus Business helps companies to increase their profitability and thus strengthens their competitiveness.”
Brigitte Zypries, Former Federal Minister
For Start-Ups
In the growth phase, every cushion of capital counts. That’s why UnitPlus Business has developed the world’s first Capital Markets CFO – a solution that securely and profitably invests surplus liquidity, boosting your startup’s profitability from day one.
Fully
optimized
Like Alphabet, Meta, NVIDIA, or Berkshire Hathaway, park surplus corporate liquidity profitably in the money and bond markets until it’s needed elsewhere – and unlock the full potential of idle capital.
Simple onboarding
& seamless integration
With fast registration and intuitive usability, UnitPlus Business requires no internal resources – allowing you to stay focused on your core operations while directing returns from unused liquidity into strategic business growth.
No fear
of investment loss
Your funds are securely held in a dedicated corporate account, classified as insolvency-protected special assets. This means even a bank collapse – like Silicon Valley Bank – won’t put your startup’s capital or your investors’ trust at risk.
Having used UnitPlus extensively in my private life, I am delighted that UnitPlus Business is now also revolutionising liquidity management for companies.
Jonas Rieke, COO Personio
For working capital optimization
With UnitPlus Business, deposits and withdrawals are possible at any time and completely free of transaction fees. This makes it easy to invest even large amounts short term – keeping your capital fully available and optimally utilized until its next use.
01
Optimizing working capital is key to securing a company’s liquidity, increasing financial flexibility, and ensuring long-term competitiveness.
02
Deposits and withdrawals can be made 24/7 without transaction fees, ensuring full maneuverability at all times.
03
By profitably allocating working capital, UnitPlus Business significantly contributes to financial security – safeguarding liquidity and stability in day-to-day operations. All invested amounts are classified as special assets, fully protected against bank insolvencies.
For mid-sized companies.
For market leaders.
For anyone who wants to invest smarter.
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